No Interest Loans

UnitingCare Geelong’s No Interest Loans (NILS) provides loans to individuals and families on low income.

Helping Hand Up Instead of Handouts

  • NO FEES
  • NO CHARGES
  • NO INTEREST

NILS loans – essential household items

NILS provides small loans of up to $1000 for the purchase of essential household items such as:

  • Fridges Freezers
  • Washing Machines
  • Stoves
  • Clothes Dryers
  • Heaters
  • Tv’s
  • Vacuum Cleaners
  • Computers
  • Sewing Machines
  • Beds & Furniture
  • Car Tyres
  • Medical Equipment

Who is Eligible?

  • People in receipt of Centrelink Payment
  • People on low income and
  • People assessed as being able to repay the loan.

Loan Process:

More information:

NILs Frequently Asked Questions Feb 2017